When FDR and the progressives started the Social Security Program, the average life expectancy for males was
64 years of age. The average life expectancy for females was 66 years of age. The retirement age was 65. People were never expected to collect Social Security benefits unless the recipient was a very elderly widow who had
outlived her life expectancy. Social Security wasn't even sold to the American public at that time as a "retirement program". It was sold as an "insurance program". It was intended, or at least it was presented that way, as insurance against worker disability or indigency of the extremely elderly who had little means of support.
As so often happens, the original concepts have been lost, and Social Security morphed into an entitlement where people expected to get "their" money back, guaranteed, "with interest". It was a progressive lie, and the days of
reckoning are finally here.
How we handle Social Security reform (and reform of the other equally unsustainable entitlements) will determine the future of the country. Will we do it in a way that is "fair" to seniors and allows the greatest freedom of choice to the
younger generation? Or will we cling to a Bigger and Bigger Government wealth redistribution plan which will lead this country inexorably to totalitarianism?